Free Printable Check RegisterAdd your checks, card payments and deposits and watch the balance, tick what has cleared the bank, then print it or save it as a PDF. Or print blank register pages to fill in by hand. Nothing you type is uploaded.

How to keep a check register in 3 steps

1. 1

   Start from your balance

   Write the balance brought forward (your last statement, or what you put in when you opened the account), your name and the last four digits of the account.

2. 2

   Add every check, payment and deposit

   Checks get their number; card payments, transfers, ATM withdrawals and fees go in too. The balance after each line is worked out for you.

3. 3

   Tick what has cleared

   When the bank statement comes, tick each entry it shows. The balance of cleared items should match the statement; anything left unticked is still on its way.

What to write in a check register

• The check number, or a short code: DEP for a deposit, DEB for a debit card, ATM for cash, TFR for a transfer, FEE for a bank fee
• The date you wrote the check or made the payment
• Who you paid, or where the money came from
• The amount in the payment column (money out) or the deposit column (money in)
• A tick in the ✓ column once it shows on your statement

How to balance it against your bank statement

1. Tick every entry in the register that appears on the statement.
2. Add anything on the statement you have not written down yet, such as fees, interest or automatic payments, and tick it.
3. Compare the balance of cleared items with the statement’s ending balance. If they differ, look for a missed entry, a wrong amount or two numbers swapped.
4. Checks still not cleared after a few months may never have been cashed. Ask your bank what to do with an old check.

Tips

• Write each entry as you go, not at the end of the month.
• Never write the full account number on a sheet you might lose; the last four digits are enough.
• Keep the register with your checkbook, and the old pages with your statements.